Commercial General Liability, 9th edition (Commercial Lines)

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This guide is the only resource to provide an in-depth, year-over-year comparison covering the various editions of the CGL form from 1973 through 2007. You'll also find court case citations that clarify the policy, summaries of major endorsements to the forms, and tips on how to tailor a policy to meet the needs of your clients. Commercial General Liability, 9th Edition includes discussions of the most recent exclusions and exceptions of the CGL form.The book features reproduced copies of the ISO CGL forms from 1973 through 2007 in the Appendix. An understanding of the intricacies of the coverage language of the CGL form is of particular importance because liability claims and lawsuits frequently play out over years and even decades. Understanding the evolution of the form is therefore critically needed by both underwriters and agents who are arranging coverage and adjusters and attorneys who are interpreting it.

Commercial General Liability, 9th edition (Commercial Lines) Review

Firstly, this is a technical book. I wouldn't recommend that a new claims adjuster or insurance agent jump into it right away. It is not intended to be an introduction to Commercial General Liability coverage or Commercial Lines coverage in general. If you're interested in general, introductory information, I would point you towards the AICPCU/IIA courses.

This book is the technical underwriting and claims guide to interpreting the various policy provisions that are written into standard Commercial General Liability policies. It is also a guide to some of the available endorsements. The writing is specifically pointed at underwriting professionals who might be writing policies or endorsements to those policies and claims professionals who may be deciding whether or not policy coverage applies. Each provision is addressed in detail, and occasionally there are examples of case law that might apply. It helps point the reader into either an appropriate line of inquiry (such as in a claims situation) or into potential endorsements that might be needed to cover the risk that a prospective policyholder needs coverage for and whether such endorsements are appropriate.

Overall, it's a great technical manual and one that every claims and underwriting professional dealing with CGL coverage should have either as part of an office library or personal library.

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